What Data We Collect and Why
When you open an account with w92, we collect the details you provide — name, email address, contact number, and payment identifiers such as your UPI handle or Paytm-linked mobile number. We use this data to verify your identity, process your deposits and withdrawals, and keep
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your account secure. Transaction records for PhonePe, Paytm and UPI payments are retained as required by applicable financial regulations in India. We do not sell your personal data to third parties. Any sharing that does occur — for example, with payment processors or fraud-prevention services —
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is strictly for operating your account and only where local law permits. Your data is stored on servers with AES-256 encryption and access is limited to authorised personnel only.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.